by admin | Mar 26, 2026 | UPDATES
I came across this article the other day, with a lot of great advice on how to change your money habits. Good money habits to automate Pay yourself first We’ll start with our most important budgeting tip. Automating payments to Future You means you’re consistently...
by admin | Mar 24, 2026 | UPDATES
I wanted to share a personal story with you regarding the importance of a “resolute budget.” Recently, my son and daughter-in-law were preparing for her parents’ first visit to the US while balancing two jobs and a new baby. I offered to help them...
by admin | Mar 23, 2026 | UPDATES
Whenever someone mentions “money management,” “spending plan,” or “budget,” do you automatically cringe?” Does your heart always skip a beat when you open your bank account or credit card statement and realize that you’ve been spending more than you should? Begin by...
by admin | Mar 17, 2026 | UPDATES
Improving one’s credit score will require the use of a credit card. It may seem counterintuitive, but that’s how it’s done. Ten percent of your credit score is based on types of credit, which include credit cards and installment loans. Your financial institution, bank...
by admin | Mar 13, 2026 | UPDATES
I think debt consolidation can be a very smart and useful tool for people who are serious about getting out of debt. Debt consolidation is a process where multiple debt streams are combined into one payment, which, in theory, makes it easier to pay off, and under...
by admin | Mar 9, 2026 | UPDATES
Create an emergency fund Pay past due expenses Reduce student loan or credit card debt Save for a major purchase Invest in a Roth IRA Save for a home or pay down a home mortgage Save for a child’s education